At Care Approved, we guide you through every step of the long-term care insurance process. Whether you’re filing your first claim, appealing a denial, or managing ongoing benefits, we ensure you never face the insurance company alone.

​

1. Policy Review & Claim Initiation

• Careful review of your policy to explain benefits, coverage limits, and elimination periods.

• Guidance and support with completing claim forms.

• Coordination with doctors and care providers to gather the documentation insurers require.

​

2. Appeals & Denials Support

• Thorough analysis of denied claims with clear explanations of your rights.

• Preparation of strong appeal letters supported by medical records, care plans, and policy language.

• Direct communication with insurance companies to advocate for your approval.

​

3. Ongoing Claims Management

• Monthly monitoring and reporting to keep your claim active and compliant.

• Assistance with re-certifications and insurance requests.

• Coordination with care providers to ensure services remain covered and documented.

​

4. Family Education & Professional Consulting

• Guidance for families on how to make the most of their policy benefits.

• Educational resources for caregivers and professionals.

• Consulting support for elder law attorneys, financial planners, and care managers who need insurance expertise for their clients.